Home Care Funding in Kenmore
Find out if you qualify for funding to cover home care in Kenmore, Washington.
Check My Funding — FreeWhat Families Face in Kenmore
Kenmore is a small city with a tight-knit feel — the kind of place where people know their neighbors, walk to the library on Bothell Way, and watch seaplanes take off from the north end of Lake Washington. Your parent moved here when Kenmore was still an unincorporated King County community, long before it became a city in 1998. They've watched it change, but they haven't left. This is home.
Now they need help. Maybe it's Parkinson's that's made mornings harder. Maybe it's a hip replacement that went well but recovery is slower than anyone expected. Maybe it's just the gradual accumulation of years — they're unsteady on their feet, forgetting to eat, and you're driving over from wherever you live to check in more often than you can sustain.
Home care in Kenmore costs $55 per hour. A care plan that covers morning and evening assistance — help getting up, bathing, meals, medications, and help getting to bed — runs $5,000 to $7,500 per month. That's a staggering number for a family living in a city where the median household income is well below Bellevue or Kirkland, and where many seniors are living on Social Security and a small pension.
Here's what changes the equation: most Kenmore families qualify for at least one funding source that can reduce that out-of-pocket cost by half or more. The problem is nobody tells you these programs exist. Your parent's doctor doesn't know about them. The hospital discharge planner doesn't mention them. Even most care agencies don't screen for them. We do.
Funding Sources Available in Kenmore
We screen for 33 programs. Here's what matters most for Kenmore residents:
TSOA (Tailored Supports for Older Adults) — $830/month
TSOA is arguably the most relevant program for Kenmore's senior population. Many long-time Kenmore residents are retired working-class and middle-class families: former Boeing machinists, teachers, small business owners, municipal employees. They earn too much for Medicaid but nowhere near enough to pay $7,000 a month for care. TSOA bridges that gap. If your parent's income is under $3,868/month and their countable assets are below $77,000 (the house doesn't count), they can receive up to $830 per month toward home care. No Medicaid application required. No estate recovery. No five-year look-back on asset transfers. It's the most family-friendly program in Washington state, and most people have never heard of it.
VA Aid & Attendance — Up to $3,740/month
Kenmore sits at the northern tip of Lake Washington, and the community has deep connections to military service. For veterans who served during a wartime period and need assistance with daily activities, Aid & Attendance provides a tax-free pension of up to $3,740/month. Surviving spouses of wartime veterans can receive up to $1,318/month. These benefits can be used to pay any home care provider — they go directly to the veteran or spouse as cash. And because A Place At Home is an approved VA CCN provider, veterans can also receive VA-contracted care hours separately, allowing benefits to stack.
Kenmore Senior Center & Community Resources
The Kenmore Senior Center on NE 181st Street is a hub for older adults in the community, offering social activities, fitness classes, and information about local services. While the senior center doesn't directly fund home care, their staff can connect families with Area Agency on Aging programs, Meals on Wheels, and transportation services that reduce the overall cost of care. Combined with a funding source like TSOA or VA benefits that pays for the core home care hours, these community resources round out the support system.
Long-Term Care Insurance
Even in a city like Kenmore where individual policies are less common than in tech-heavy communities, it's always worth checking. If your parent worked for a large employer at any point — Boeing, a hospital system, a school district, state or county government — they may have enrolled in a group LTCI plan that's still in force. Benefits range from $100 to $300 or more per day. A single policy can fund an entire home care plan.
WA Cares Fund — $36,500 Lifetime Benefit
Starting July 2026, Washington workers who paid into the state's long-term care payroll tax and need help with three or more daily activities can access up to $36,500 in lifetime benefits. For Kenmore families currently paying out of pocket, that's four to six months of breathing room. Applications open May 2026.
Medicare Savings Programs (MSPs)
Washington state eliminated the asset test for Medicare Savings Programs in 2026, which means more Kenmore seniors now qualify than ever before. An MSP doesn't pay for home care directly, but it saves your parent $2,220 or more per year by having the state pay their Medicare Part B premium. That freed-up cash can go toward care costs. If your parent's income is under about $1,700/month, they likely qualify.
How It Works
- Take the 2-minute screener. Answer a few straightforward questions about your parent's military service, insurance, income, and care needs.
- See your matched funding sources. We instantly show you which of 33 programs may apply.
- Book a free Benefits Profile consultation. A funding specialist reviews your results and walks you through the strongest options.
- Get a complete funding analysis. We map out every available dollar, including programs that combine for greater coverage.
- Start care with confidence. You'll know exactly how care is funded before the first caregiver arrives at the door.
About A Place At Home — Serving Kenmore
A Place At Home provides non-medical home care throughout Kenmore, from the neighborhoods along the Burke-Gilman Trail and Bothell Way to the residential areas near Inglewood and Kenmore Air Harbor. Our caregivers help with personal care, companionship, medication reminders, transportation to EvergreenHealth or UW Medicine-Northwest, meal preparation, and light housekeeping.
Our office is located in Kirkland at 11335 NE 122nd Way, Suite 105, Kirkland, WA 98034 — about 10 minutes from Kenmore via Juanita Drive or the Burke-Gilman corridor. We are an approved VA Community Care Network (CCN) provider. Our rate is $55 per hour with a 3-hour minimum.
Passionate Professionals. Compassionate Care.
Think you can't afford home care?
Let's check.
We screen for 33 funding sources in 2 minutes, for free. VA benefits, LTC insurance, life insurance conversions, WA Cares Fund, and more. No obligation.
Learn More About Funding Options
Home Care Funding in Other Cities
Questions? Call us at (425) 553-3775